Terms of Use

Updated September 22, 2024

Introduction

Thank you for your interest in Protectwide Services, referred to in this document as Protect Wide, we, or us. This terms of use document covers the company as well as our other websites where we post this document as the applicable terms of use, along with any related websites, networks, applications, as well as insurance agent and representative services. It also pertains to communication channels including online chat and telephone call centers. These Terms of Use are a legally binding contract between you and Protect Wide regarding your use of the Service.

PLEASE READ THE FOLLOWING TERMS CAREFULLY. By clicking any button on the site to submit your information or by otherwise using the site services, you agree that you have read and agreed to be bound by the terms and conditions as well as the Protect Wide Privacy Policy.

You also agree that Protect Wide or any owned entities may (1) call and text you regarding our services, and (2) monitor and record any telephone calls made or received by us for Protect Wide business purposes.

Services Overview

Protect Wide and entities provide a service where consumers and businesses can research and shop for various insurance and related products. Protect Wide and entities are not an insurance company.

Eligibility

You must be at least 18 years of age to use the services provided by this company. By agreeing to these Terms, you represent that you are at least 18 years of age and your use of the services follows all applicable laws and regulations. If you are using the services on behalf of an entity, organization, or company, you represent that you have the authorization to bind that organization to these Terms and conditions and you agree to be bound by these Terms and conditions individually as well as on behalf of the organization you are representing.

Electronic Communications

By providing us with a telephone number and other contact information when requesting contact, you agree to receive communications, including email, text, and calls. These correspondences may come from or on behalf of Protect Wide, its affiliates, employees, contractors, agents, business partners or other third parties permitted to receive your information under the company’s Privacy Policy at the email address or phone number you provide. This applies even if the phone number is on a National or State Do Not Call List. These calls may be for information and marketing purposes. It is not required that you provide your consent to these calls as a condition of a purchase on or through our company. Furthermore, you may revoke any consent for marketing messages, phone calls, or text messages as described below. Protect Wide may, without further notice and at our discretion, monitor and record phone conversations for business purposes, such as for training purposes.

Prohibited Conduct

By using our services, you agree that you will NOT:

  • use the services for illegal purposes or in violation of local, state, national, or international law.
  • violate, or encourage others to violate, the rights of a third party.
  • interfere with security-related features of the services, including disabling or circumventing features that prevent or limit use or copying of any content.
  • attempt to reverse engineer or otherwise attempting to discover the source code of any portion of the services except to the extent that the activity is expressly permitted by applicable law.
  • perform any fraudulent activity including impersonating a person or entity, claiming a false affiliation, or falsifying your age or date of birth.
  • use data mining, robots, or other data gathering devices on or through the services.

Third-Party Services

Protect Wide or entities may provide tools through the services that enable you to export information to third-party services. By using any of these tools, you agree that we may transfer that information to the applicable third-party. We are not responsible for any third-party service’s use of your exported information.

Termination of Use; Discontinuation and Modification of the Service

You may terminate your account at any time by discontinuing your use of our services, cancelling your policy, or opting out of receiving communications. If you violate any provision of these Terms, your permission from us to use the services will terminate automatically. We also reserve the right to modify or discontinue the services at any time, temporarily or permanently, without notice to you if a violation occurs. You agree we will have no liability due to any change to the services or any suspension or termination of your access to or use of the services.

Privacy Policy; Additional Terms

Read the Protect Wide Privacy Policy carefully for information relating to our collection, use, storage and disclosure of your personal information. The Protect Wide Privacy Policy is incorporated and made a part of these terms and conditions.

Additional Terms Your use of the services is subject to all additional terms, policies, rules, or guidelines applicable to the service that we may post on or link to. All Additional Terms are incorporated by this reference into, and made a part of, these Terms.

Modification of these Terms

Protect Wide and entities reserve the right to change these Terms at any time for any reason. Checking the Terms periodically for changes is advised. Any use of the services after the Terms are modified constitutes your acceptance of the modified Terms. Disputes that come up under these Terms will be resolved in accordance with the version of the Terms that was in effect at the time the issue arose.

Ownership; Proprietary Rights

The services are owned by Protect Wide. This ownership includes visual interfaces, graphics, design, compilation, information, data, computer code including source code, products, software, services, and all other elements of the services. These are referred to as materials and are provided by Protect Wide. These materials are protected by intellectual property and other laws. All Materials are the property of Protect Wide or our third-party licensors. Except as authorized and intended by us, you may not use the Materials. Protect Wide reserves all rights to the Materials.

Indemnity

You are responsible for your use of the services to the extent permitted by law. You indemnify Protect Wide and entities including its employees, consultants, affiliates, agents, business partners, and other third parties permitted to receive your information under our Privacy Policy from and against all claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with: your access to, use of, or alleged use of, the services; your violation of any portion of these Terms, or any applicable law or regulation; your violation of any third-party right; or any dispute or issue between you and any third party. We reserve the right, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with our defense of said claim.

Disclaimers; No Warranties

ALL services, materials, and content are provided “AS IS” on an “AS AVAILABLE” basis without any warranty of any kind, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. We do not guarantee the accuracy, completeness, or usefulness of any content or materials and you rely on any such content or materials at your own risk. No advice or information, whether oral or written, obtained from us or through our services will create any warranty not expressly made herein.

Limitation of Liability

Protect Wide, our affiliates, employees, agents, and partners will not be liable for any indirect, incidental, special, consequential or punitive damages or losses (including but not limited to loss of profits, data, goodwill, use or other intangible losses) that result from your use of the services or your inability to access or use the services.

Governing Law; Dispute Resolution

These Terms are governed by the laws of the State of [insert your state], without regard to its conflict of laws principles. You agree to resolve any disputes arising out of or related to these Terms in the state or federal courts located in [insert your state]. You agree to submit to the personal jurisdiction of those courts for the purpose of litigating any such claims.

Contact Us

If you have any questions regarding these Terms or any issues, please contact us at info@protectwide.com.